Beaumont Car Accident Lawyers
Serious motor vehicle accidents require the guidance of an experienced car accident lawyer. Gilbert Adams Law Offices has over 70 years of experience and an impressive track record representing people who have suffered significant injuries in motor vehicle accidents, both commercial and private. Our auto accident lawyers work with physicians and other health care providers to assess and review all the short and long-term medical aspects of a client’s case. Our detailed understanding of Texas’ automobile, insurance and liability laws means we understand the different sources of recovery that may be available to motor vehicle accident victims and their families, as well as the various theories of liability that enable us to achieve the best possible outcome for each case.
Important Facts about Texas Car Accidents
Texas law requires all drivers to show proof of financial responsibility up to certain amounts, in the event they are at fault in causing a car accident. The minimum amounts required by law are $30,000 to cover another person’s medical expenses, up to $60,000 if multiple people are injured in the same accident, and $25,000 in property damage. Most people meet this requirement by purchasing auto liability insurance in the 30/60/25 amounts, if not more. In a serious car accident, your basic policy might not be enough to cover the damages caused, leaving you personally liable for tens of thousands of dollars to pay for the injury victim’s present and future medical expenses, lost wages if they missed work or became disabled, pain and suffering, and other legal damages.
If you were injured in a crash, making a claim against the at-fault driver and his or her insurance company is not a simple or easy matter. It will be your responsibility to prove that the other driver was negligent, and that this negligence caused your injuries. The insurance company may challenge your argument, and they may even claim that your own negligence caused or contributed to the accident. Every percentage of negligence assigned to you decreases your financial award proportionately, so it is vital to have a skilled and knowledgeable car wreck lawyer who can not only prove the other driver’s negligence but also fight back hard against unproven claims that you were also to blame. If the insurance company can convince a jury that you are more at fault than the other driver, you can be prevented from recovering any compensation at all.
“Negligence” is a legal term that refers to a breach of duty of care owed to other drivers. An experienced auto accident lawyer can evaluate your case and determine who was at fault and how much your case is likely worth. At the Gilbert Adams Law Offices, we offer a free initial consultation and evaluation of your case. If we take your case, you only pay a fee if we recover for you.
Not All Texas Drivers are Insured against Auto Accidents
Despite the 30/60/25 requirement under Texas law, over 13% of Texas motorists are uninsured, according to the most recent findings of the Insurance Information Institute. This means that, on average, about one out of every seven drivers you encounter on the road is driving without insurance. What happens if you are hit by one of these drivers? If you have Uninsured/Underinsured Motorist (UM/UIM) coverage on your vehicle policy, then you can submit a claim to your insurance company for the damages. This coverage applies if the driver is uninsured or underinsured, for instance if they only carry the basic coverage but your damages exceed that amount. This is another reason to carry more than the minimum amounts of liability. Your insurance company should let you purchase UM/UIM in the same amounts of liability you carry for a low additional expense. Some people reject UM/UIM coverage to save money on premiums, but our car accident lawyers have seen enough UM claims to believe spending the additional money on good UM coverage is worth the expense. UM/UIM also covers you if you are hurt in a hit and run and cannot locate the driver who struck you.
Even though in this case you are filing a claim with “your” insurance company, don’t expect to get fully compensated without a fight. Insurance company adjusters will likely offer you a low amount, so be sure and have your claim evaluated by an experienced attorney, like the lawyers for auto accidents at the Gilbert Adams Law Offices, so that you will know what your claim is worth and be treated fairly by the insurance company. Offers made to unrepresented persons are never as much as they should be, but when the insurer sees you are represented by an experienced and successful car wreck lawyer, they are much more likely to settle with you for a fair amount, rather than risk a jury trial against an experienced courtroom litigator.
Comprehensive Texas Personal Injury Lawyers for Auto Accidents and More
Our firm also represents individuals and their families injured or killed in truck (18-wheeler) accidents, motorcycle accidents and vehicle rollovers, plus airplane crashes, railroad, boating and other transportation and recreational vehicle accidents.
If you’ve been injured in a motor vehicle accident, the most important thing is to recover from your injuries and get your emotional, financial and family life back in order. The Beaumont car accident lawyers at the Gilbert Adams Law Offices will guide your case through the courts with personal service that places the least amount of stress on you and your family while you make important decisions about your health and welfare.
